The bill & Pay Later countdown app

Never miss a
bill or
Pay Later
payment.

You know what you owe — you just lose track of when it's due. Duezo counts down every bill and Pay Later installment to the day, with reminders that land before the late fee does. No bank linking. No budgets.

Download Free for iPhone
No bank linking — ever
Bills + Pay Later in one place
Reminders before the late fee
Duezo Pay Later plan detail showing installment progress
Duezo Today screen counting down upcoming bills with the next 30 days total
Duezo AI Smart Scan review screen before saving a bill
Bills + Pay Later + Smart Scan

The problem

You know what you owe.
You just can't track when it's all due.

Most late fees don't come from overspending — they come from losing track of due dates.

Budgeting apps are overkill

You wanted bill reminders, not a full financial operating system. YNAB and Mint solve a different problem.

Bank linking is a trust hurdle

Handing over account credentials just to track due dates? Most people won’t — and shouldn’t have to.

Calendar apps are too dumb

They remind you of dates, but they don’t know amounts, track payment status, or show urgency.

How it works

Set up in 60 seconds

Three steps. No bank login. No spreadsheet.

Add bills & Pay Later

Add a bill or Pay Later plan by hand in a few taps, or use AI Smart Scan on a photo, screenshot, or PDF and review the details before saving.

Watch countdowns

Every bill gets a countdown card. Colors shift as due dates approach. You always know what's next.

Get reminded early

Duezo reminds you ahead of every due date and shows your next payment on home-screen and lock-screen widgets — so it never sneaks up on you.

Why Duezo

Built for one job.
Helping you never miss a bill.

Duezo is deliberately focused. It’s not a budgeting app, debt tracker, or financial dashboard.

No bank linking

No credentials collected. No Plaid. No third-party access to your accounts.

Bills only, no bloat

Not a budget app. Not a spending tracker. Just bill due dates, counted down.

Indie-built for iPhone

Native iOS app with widgets, reminders, and direct founder support.

Trust

Built after one too many late fees.

Founder note

“I paid a late fee on a bill I had the money for. I just forgot the date. I tried other finance apps, but they all wanted my bank login and a bunch of extra stuff I didn’t care about. I didn’t need a budget app. I just needed something that showed me what was due and when. That’s why I made Duezo.”

Anthony Dyess

Founder, Duezo

Bills + Pay Later

Bills and Pay Later, side by side.

Track rent, utilities, cards, and subscriptions next to installment plans from Klarna, Affirm, Afterpay, Shop Pay, PayPal Pay in 4, Sezzle, Zip, and more — all in one due-date countdown.

One merged timeline

Bills and Pay Later installments merge by due date, so you always see what is truly next.

Installment progress

Each Pay Later plan shows progress like “2 of 4 paid” so you know what is still left.

Scan or add by hand

Choose a photo, screenshot, or PDF and AI Smart Scan fills in the details when it can — you review before anything is saved.

FAQ

Questions? Answered.

Do I need to link my bank account?
No. Duezo never asks for your bank login or financial credentials. You add bills yourself with Quick Add or Photo Scan. Your banking info stays with your bank.
Is Duezo free?
Yes. Duezo is free to download and use, with bills, Pay Later, reminders, calendar, widgets, and themes included.
Does Duezo track Buy Now Pay Later plans?
Yes. Alongside regular bills, Duezo counts down Pay Later installments from providers like Klarna, Affirm, Afterpay, Shop Pay, PayPal Pay in 4, Sezzle, and Zip. Each plan shows progress like "2 of 4 paid" so you know what is still left.
Can I add bills manually?
Yes. Add any bill or Pay Later plan by hand in a few taps, or use AI Smart Scan: choose a photo, screenshot, or PDF and Duezo fills in details like the amount and due date for you to review before saving.
How do reminders work?
Duezo reminds you ahead of due dates for your bills and Pay Later installments, so you see what is coming before it is late.
Does Duezo work on Android?
Duezo is currently iPhone only. It is built as a native iOS app with widgets and home screen integration.
Is my data private?
Yes. Duezo uses authenticated access, encrypted transport, and per-user database rules so your account can only access your own records. Your data is never sold, shared, or used for ads. No bank credentials are ever collected, and Duezo never reads your email.

Ready to stop
missing bills?

Download Duezo and set up your first bill in minutes. Free on iPhone. No bank linking required.

Download Free for iPhone